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The hospitality and leisure industry faces pressures from escalating operating expenses and rising energy costs to specific workforce issues, and the increasing threat of global terrorism.

Businesses in this industry need to manage and stay ahead of a unique spectrum of risks. AIG brings many years of experience in underwriting, loss prevention engineering, claims, and crisis and litigation management. We have the solutions to respond to your unique challenges, enabling you to continue to do business and serve customers with confidence.

Products and Services for the Hospitality & Leisure Industry

All Risks and Business Interruption

This product covers loss or damage to property caused by any perils and accident arising from external causes others than excluded causes and cover income loss resulting from interruption or interference to business caused by such loss of damage to property.

Hotel Operators Scheme

Hotel Operators Scheme is a package Public Liability (PL) policy which is designed specifically for hotel/resort operators.

Management Liability

Provides the insurance for your directors and officers.

Property Terrorism

Direct and physical loss or damage to property covered caused by Act of Terrorism as defined in the policy.

Workmen Compensation / Employer’s Liability (WC/EL)

An employer may be legally liable to provide compensation to his workers and their dependants for personal injury/death by accident arising out of and during the course of employment. WCEL covers the employer for such liabilities.

Commercial Crime

Protection against fraud, dishonesty, third party computer and funds transfer fraud.

Inland Marine

Protection for assets that are moveable or mobile in nature, in transit or in storage, where specialisation is needed or unique exposures exist.

Professional Indemnity

Provides financial protection for professionals who sustain financial losses arising from negligence on their part or their employees’ part whilst providing professional services.

Public Liability (PL)

Public Liability provides indemnity to an Insured for his legal liabilities as well as legal liabilities of his representatives and employees arising in connection with the Insured’s business, carried out at and from the specific place of business.