All Risks and Business Interruption


Commercial Property

Monday - Friday 8.30 AM- 5.00 PM

Learn more about the risks facing companies today and tomorrow in our KNOWLEDGE & INSIGHTS CENTRE.


Comprehensive, flexible cover

Our expertise and experience enables us to create property damage solutions to suit the needs of your business, whether for specific sites, a number of sites or equipment, or against “all risks”..

Global support and expertise

When disaster strikes, local resources are put under extreme pressure. The ability to call on global resources is one of the key strengths of our international network of claims specialists, and vitally important to get you back up and running as quickly as possible following a catastrophe.

Simplify your insurance program    

Our market-leading capacity of up to US$750 million for well-protected, well-managed risks reduces the need for multiple insurers, helping you to simplify your risk management program.

Reducing flow on effects

Damage to your commercial property can threaten the whole business, when the cash flow is also halted. We can help with policies that cover not only the damage loss, but also the income and other expenses for the period.

Expert loss control engineering

Our specialist team of loss control engineers helps to identify and reduce potential exposures, reducing the chance of loss and mitigating the impact of unexpected events.

Who is it for?

Whether a healthcare practice, a manufacturing plant, a retail storefront, or an institution of higher education, certain commercial properties face mounting exposures from events such as fire, flood or even terrorism. These businesses need additional capacity to protect their high-value properties from a variety of natural or man-made threats.

What is covered?*

  • Available limits of up to $750 million
  • Comprehensive property damage and business interruption coverage
  • Natural catastrophe capacity, including earthquake, flood and windstorm
  • Extension to cover clients’ business interruption due to a loss at the premises of customers or suppliers (CBI)
  • Extension to include equipment breakdown coverage

* Note:

- This is not a contract of insurance. All benefits and coverages are subject to the policy terms, conditions and exclusions and to the limits indicated under the selected plan (if any).

- Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.