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This product covers loss or damage to property caused by All Risks of direct physical loss and / or damage to the Insured Property from an external cause except as specifically excluded and cover Interruption of or interference to the Insured’s Business following loss of or damage to Property Insured caused by insured perils under Property, resulting in loss of Gross Profit due to Reduction in Turnover and Increase in Cost of Working.
Direct and physical loss or damage to property covered caused by Act of Terrorism as defined in the policy.