Elite home covers with 4 plans to choose from extensive benefits include all-risks home and contents cover, coverage extension to antiques and painting, Burglary, and Public liability cover.
Elite Home Package is our most comprehensive packaged home coverage for protection in any situation. It is an all-risks cover for building (include foundation) and contents.
You can rest assured knowing that you are well protected. Optional coverage may extend to cover your valuable items such as antiques, paintings, jewelry and watch.
All-risks cover for building and household contents
Your building including foundation and household contents are covered for all risks, subject to policy terms and conditions. If a break-in occurs, theft covers give you the maximum of THB 500,000 limit per occurrence.
Protect against public liability
You could be covered for up to THB 2 Million against personal liability if you and your family are held legal liable for accidental injury or property damage to a third party
Help after a loss
Damage to your home could mean additional cost for alternative accommodations. We help with your temporary housing expense of up to THB 500,000
Who it is for
Owners of executive home, private home who want premium home cover plan for high-value items.
|Elite II||Elite III|
Such as Fire, Lightning, Water Damage, Windstorm, Earthquake, etc. (Cover every perils which are not in the exclusion)
(Maximum Indemnity and rating will be varied by location of risk)
Minimum 100,000 - 2,000,000 Baht
Not exceeding 10% of Sum Insured
Antiques and Paintings
Limit per item/Limit in aggregate
|2||Landscaping, Gardening and Growing Trees||100,000||200,000||300,000||500,000|
Temporary Accommodation Expenses.
Limit per day/Limit in aggregate 90 days
Temporary Removal / Storage Expenses.
Limit per month/Limit in aggregate 3 months
Damage of Personal Belongings.
Limit per person/ Limit in aggregate
|7||Debris Removal Expenses||10% of Sum Insured|
|8||Professional Fees||10% of Sum Insured|
|9||Fire Extinguishing Expenses||10% of Sum Insured|
Fire Prevention Expense.
Limit per occurrence / Limit in aggregate
|11||Burglary, Robbery, Gang Robbery and Theft within premise. (Limit per occurrence)||100,000||200,000||300,000||500,000|
|12||Damage of premises by Burglary or Robbery such as door, window (Limit per occurrence)||40,000||80,000|
Loss of Jewelry and Watch due to Burglary, Robbery, and Gang Robbery with in premise and outside premise while traveling within Thailand (Deductible 2,000 Baht per each one every occurrence)
Limit per item/ Limit in aggregate
|14||Plate Glass Insurance||100,000||200,000|
Public Liability Insurance
Burglary, Robbery, Gang Robbery and Theft within premise
Maximum Sum Insured is limited to 100% of furniture, fixtures, and household contents sum insured
Plate Glass InsuranceMaximum Sum Insured is limited to 100% of plate glass actual value.
Golfer’s Indemnity (Limit of Liability per Household)
Third Party Liability 1,000,000
Limit per item 10,000
Limit in aggregate 100,000
Annual Premium 2,250
(subject to vat and stamp duty)
- All benefits, coverages and sum insured are subject to the policy terms, conditions, exclusions and to the limits indicated under the selected plan (if any).
- Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.
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