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The construction industry faces a boom period in Thailand over the next few years, but the risks involved remain as diverse as ever. Construction contractors confront complex, often large-scale risks, from a project’s start to finish, with economic and environmental factors contributing to potentially increase costs or time to projects.

AIG has a wealth of experience supporting the construction sector, both in Thailand and around the world, and our policies reflect the varied nature of the risks faced by the industry. From underwriting to loss control to claims management, we work to build a comprehensive approach to developing our clients’ programmes.

Products and Services for the Construction Industry

All Risks and Business Interruption

This product covers loss or damage to property caused by any perils and accident arising from external causes others than excluded causes and cover income loss resulting from interruption or interference to business caused by such loss of damage to property.

Contractors' All Risks / Erection All Risks

Provides all risks cover during the construction period for contract works against loss or damage to property, third party liability for accidental bodily injury or property damage in connection with the performance of the contract, and delay in start up.

Management Liability

Provides the insurance for your directors and officers.

Marine Liability

Third party liability insurance protecting the Insured against their legal liabilities arising from the insured activities i.e. Carrier Liability, Terminal/Port Operations Liability, Freight Forwarders Liability and etc.

Property Terrorism

Direct and physical loss or damage to property covered caused by Act of Terrorism as defined in the policy.

Small Contractors Scheme

Small Contractors Scheme is a package policy that aims to provide Public Liability (PL) cover to general/specialty contractors.

Commercial Crime

Protection against fraud, dishonesty, third party computer and funds transfer fraud.

Inland Marine

Protection for assets that are moveable or mobile in nature, in transit or in storage, where specialisation is needed or unique exposures exist.

Marine Cargo

Comprehensive cover against risks of loss or damage for goods in transit from point A to B by sea, air (including courier) and land (Inland Transit). Coverage can be provided on all risks Institute Cargo Clauses (A) or named perils Institute Cargo Clauses (C) basis.

Professional Indemnity

Provides financial protection for professionals who sustain financial losses arising from negligence on their part or their employees’ part whilst providing professional services.

Public Liability (PL)

Public Liability provides indemnity to an Insured for his legal liabilities as well as legal liabilities of his representatives and employees arising in connection with the Insured’s business, carried out at and from the specific place of business.

Workmen Compensation / Employer’s Liability (WC/EL)

An employer may be legally liable to provide compensation to his workers and their dependants for personal injury/death by accident arising out of and during the course of employment. WCEL covers the employer for such liabilities.